What is the Covid-19 Insurance?

Covid-19 Insurance is one of the benefits included in Travel Insurance that you may need when you are far away from your home country.

With this insurance, your benefits cover many expenses.

POLICY MAXIMUM BENEFITS

Medical Maximum	$50,000
Deductible	Depending on your case

MEDICAL EXPENSE BENEFIT

COVERED TREATMENT OR SERVICE	MAXIMUM BENEFIT
Hospital Room And Board Expenses	The average semi-private room rate
Covid-19 Medical Expenses	*Covered and treated as any other Sickness*
Ancillary Hospital Expenses	Covered
Icu Room And Board Charges	3 times the average semi-private room rate
Physician’s Non-surgical Visits	Covered
Physician’s Surgical Expenses	Covered
Assistant Physician’s Surgical Expenses	Covered
Anesthesiologist Expense	Covered
Outpatient Medical Expenses	Covered
Physiotherapy/Physical Medicine/ Chiropractic Expenses	Limited to $50 per visit, one visit per day and 10 visits per Policy Period.
Dental Treatment For Injury, For Pain To Sound Natural Teeth	$500 per Policy Period
X-ray	Covered
Physicians Visits	Covered
Prescription Drugs	Covered
Emergency Medical Treatment Of Pregnancy	$2,500 per Policy Period
Mental Or Nervous Disorder	$2,500 per Policy Period

ADDITIONAL MEDICAL TREATMENT AND SERVICES

COVERED TREATMENT OR SERVICE	MAXIMUM BENEFIT
UNEXPECTED RECURRENCE OF A PRE-EXISTING CONDITION	$2,500

TRANSPORTATION EXPENSES

COVERED TREATMENT OR SERVICE	MAXIMUM BENEFIT
Ambulance Service Benefits	Covered
Emergency Medical Evacuation*	100% up to $2,000,000
Natural Disasters, Political Evacuation*	$25,000
Emergency Reunion*	$15,000
Return Of Minor Children Or Grand-children Or Traveling Companion*	$5,000
Repatriation Of Mortal Remains*	100% up to $1,000,000

ADDITIONAL BENEFITS

COVERED TREATMENT OR SERVICE	MAXIMUM BENEFIT
Hospital Confinement*	$150 per night up to a maximum of 15 nights
Accidental Death & Dismemberment (Ad&D) *
Insured	$25,000
Spouse/Domestic Partner/Traveling Companion	$25,000
Dependent Child	$10,000
Hijacking And Air Or Water Piracy Ad&D*	Covered
Coma Benefit*	$10,000
Seatbelt And Airbag Accidental Death And Dismemberment (Ad&D) *	10% up to $50,000
Felonious Assault & Violent Crime Ad&D *	$50,000
Adaptive Home And Vehicle*	$5,000
Lost Baggage*	$1,000 per Policy Period
Trip Interruption*	$7,500 per Policy Period
Trip Delay (Including Accommodations And Lodging)	$2000 including accommodation ($150/day) (6 hours or more)
Optional 24 Hour Accidental Death And Dismemberment	Increase to $50,000 maximum AD&D benefit – All Ages
Optional Athletic Sport Coverage	Coverage for injuries incurred during Amateur, Club, Intramural, Interscholastic, Intercollegiate activities. Professional and Semi Professional Sports are always excluded. Class 1 - includes Archery, Tennis, Swimming, Cross Country, Track, Volleyball and Golf Class 2 - includes Ballet, Basketball, Cheerleading, Equestrian, Fencing, Field Hockey, Football (no division 1), Gymnastics, Hockey, Karate, Lacrosse, Polo, Rowing, Rugby and Soccer
**Travel Assistance	Included

*Not subject to Deductible

** This is a non-insurance service and is not a part of the insurance underwritten by Crum & Forster, SPC.

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